CLOV

Updated: Jun 11, 2026 09:15 AM

Clover Health Investments Corp

Market Cap: $2.58B P/S: 3x Ownership — Insider: 4.4% | Institutional: 30.0% | Retail: 65.6% HEALTHCARE HEALTHCARE PLANS

Clover Health Investments, Corp. The company is headquartered in Franklin, Tennessee.

Revenue

Revenue, Profit & Income — explained by Jerry the Goat Farmer
Total RevenueEvery single dollar that wanders onto Jerry's farm. Cheese sales, milk money, goat yoga memberships, and that one weird guy who pays $50 to just watch the goats. Jerry doesn't ask questions.
Gross ProfitThe money left after feeding the goats but before reality sets in. Jerry feels rich for exactly 11 minutes.
Net IncomeWhat Jerry actually gets to keep after the Jerrynment, cousin Larry, the feed store, and his ex-wife's lawyer all take their cut. This number is often... humbling.
Using alias: revenuea -> totalRevenue [annual] [income]
Using alias: profita -> grossProfit [annual] [income]
Using alias: incomea -> netIncome [annual] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        8/8 dates (100%)
  ✅ grossProfit                         8/8 dates (100%)
  ✅ netIncome                           8/8 dates (100%)

Plot for CLOV (in B)
  reports: annualReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               -1.92B                 -0.96B                   0.00B                  0.96B                   1.92B
               |                      |                       |                      |                       |

  2018-12-31 |                                           |  0.28B
  2019-12-31 |                                       |  0.46B
  2020-12-31 |                                             |  0.67B
  2021-12-31 |                                  |  1.47B
  2022-12-31 |                                        |  1.10B
  2023-12-31 |                                           |  1.26B
  2024-12-31 |                                               |  1.37B
  2025-12-31 |                                              | 1.92B

               |                      |                       |                      |                       |
               -1.92B                 -0.96B                   0.00B                  0.96B                   1.92B

Costs

Operating Costs — explained by Jerry the Goat Farmer
Cost of Goods & Services SoldThe unglamorous stuff: hay, feed, vet bills for when Sergio the goat eats another iPhone. These goats don't feed themselves, and they definitely don't apologize.
Selling, General & AdministrativeThe "CHEESE HAPPENS" billboard on the highway, the accountant (cousin Larry, who definitely cheated in Monopoly as a kid), office supplies, and the therapy Jerry needs after dealing with cousin Larry.
Research & DevelopmentJerry's experimental ghost pepper goat cheese that made three customers cry. Also the goat treadmill. The goats refuse to use the goat treadmill.
Using alias: rnda -> researchAndDevelopment [annual] [income]
Using alias: sgaa -> sellingGeneralAndAdministrative [annual] [income]
Using alias: cogsa -> costofGoodsAndServicesSold [annual] [income]


Data Completeness:
------------------------------------------------------------
  ⚠️  SPARSE researchAndDevelopment              0/8 dates (0%)
  ✅ sellingGeneralAndAdministrative     8/8 dates (100%)
  ⚠️  costofGoodsAndServicesSold          7/8 dates (88%)

Plot for CLOV (in B)
  reports: annualReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00B                  0.39B                   0.78B                  1.18B                   1.57B
               |                      |                       |                      |                       |

  2018-12-31 |  0.10B ⊗⊗
  2019-12-31 |  0.45B ⊗
  2020-12-31 |  0.59B ⊗
  2021-12-31 |  1.55B ⊗
  2022-12-31 |  0.99B ⊗
  2023-12-31 |  1.00B ⊗
  2024-12-31 |  1.01B ⊗
  2025-12-31 |  1.57B ⊗

               |                      |                       |                      |                       |
               0.00B                  0.39B                   0.78B                  1.18B                   1.57B

Cash

Cash, Debt & Cash Flow — explained by Jerry the Goat Farmer
Cash & Short-Term InvestmentsThe coffee can buried behind the barn, $47 in a savings account, and some cryptocurrency Jerry bought drunk in 2021. He's afraid to check on it.
Short/Long-Term DebtThe barn loan that'll follow Jerry to the grave (long-term) and the $200 he owes the feed store guy who's starting to give him looks (short-term).
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Using alias: casha -> cashAndShortTermInvestments [annual] [balance]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: paychecka -> operatingCashflow [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ cashAndShortTermInvestments         8/8 dates (100%)
  ⚠️  shortLongTermDebtTotal              6/8 dates (75%)
  ✅ operatingCashflow                   8/8 dates (100%)

Plot for CLOV (in M)
  reports: annualReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               -299.97M               -149.98M                  0.00M                 149.98M                 299.97M
               |                      |                       |                      |                       |

  2018-12-31 |                        |  -153.28M
  2019-12-31 |                       |  -159.88M
  2020-12-31 |                             |  138.36M
  2021-12-31 |    | 299.97M
  2022-12-31 |                |  -203.93M
  2023-12-31 |                              |  116.41M
  2024-12-31 |                                                |  194.54M ⊗
  2025-12-31 |                                      |  78.30M ⊗

               |                      |                       |                      |                       |
               -299.97M               -149.98M                  0.00M                 149.98M                 299.97M

FCF

Free Cash Flow — explained by Jerry the Goat Farmer
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Capital ExpendituresBig, expensive purchases Jerry justifies at 2am: the industrial milking machine, new fencing, and a hot tub "for the goats" that somehow only Jerry uses.
Using alias: paychecka -> operatingCashflow [annual] [cashflow]
Using alias: capexa -> capitalExpenditures [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   8/8 dates (100%)
  ✅ capitalExpenditures                 8/8 dates (100%)

Plot for CLOV (in M)
  reports: annualReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               -282.33M               -141.16M                  0.00M                 141.16M                 282.33M
               |                      |                       |                      |                       |

  2018-12-31 |                      |  -153.28M
  2019-12-31 |                     |  -159.88M
  2020-12-31 |                            |  -118.50M
  2021-12-31 | |  -282.33M
  2022-12-31 |              |  -203.93M
  2023-12-31 |                             |  -115.87M
  2024-12-31 |                                                |  34.84M
  2025-12-31 |                                     |  -66.93M

               |                      |                       |                      |                       |
               -282.33M               -141.16M                  0.00M                 141.16M                 282.33M

Assets

Assets, Liabilities & Equity — explained by Jerry the Goat Farmer
🐐 Assets = Liabilities + Equity

Translation: What Jerry owns = What Jerry owes + What's actually Jerry's

Or as Jerry mutters every April during tax season:
"Everything I have equals everything I owe plus whatever scraps are left for me, a humble goat man just trying to make cheese in this cruel world."
Total AssetsEverything Jerry owns: 12 acres of land, a barn that's "rustic" (rotting), 47 goats, Sergio (appraised at $800, priceless to Jerry), the cheese cave, and a 2004 Ford F-150 held together by duct tape and prayer.
Total LiabilitiesEverything Jerry owes: bank loans, the feed store tab, back taxes, and a moral debt to his neighbor for "borrowing" that tractor in 2019. They both know he's not returning it.
Total Shareholder EquityIf Jerry sold absolutely everything, paid off every debt, and finally returned that tractor... this is what he'd have left. His actual net worth. Some days it's a retirement fund. Other days it's "enough for a bus ticket and a fresh start."
Using alias: assetsa -> totalAssets [annual] [balance]
Using alias: liabila -> totalLiabilities [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ totalAssets                         8/8 dates (100%)
  ✅ totalLiabilities                    8/8 dates (100%)
  ✅ totalShareholderEquity              8/8 dates (100%)

Plot for CLOV (in M)
  reports: annualReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               -950.80M               -475.40M                  0.00M                 475.40M                 950.80M
               |                      |                       |                      |                       |

  2018-12-31 |                                             |  265.42M
  2019-12-31 |                                               |  0.12M
  2020-12-31 |                 |  880.45M
  2021-12-31 |                                                | 950.80M
  2022-12-31 |                                                |  808.62M
  2023-12-31 |                                                |  570.67M
  2024-12-31 |                                                |  580.74M
  2025-12-31 |                                                |  541.01M

               |                      |                       |                      |                       |
               -950.80M               -475.40M                  0.00M                 475.40M                 950.80M

Buffet

Using alias: incomea -> netIncome [annual] [income]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           8/8 dates (100%)
  ⚠️  shortLongTermDebtTotal              6/8 dates (75%)
  ✅ totalShareholderEquity              8/8 dates (100%)

Plot for CLOV (in M)
  reports: annualReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               -617.10M               -308.55M                  0.00M                 308.55M                 617.10M
               |                      |                       |                      |                       |

  2018-12-31 |                                 |  -201.93M
  2019-12-31 |                    |  -363.74M
  2020-12-31 | |  -617.10M
  2021-12-31 |   |  -587.76M
  2022-12-31 |                      |  356.89M
  2023-12-31 |                                |  286.39M
  2024-12-31 |                                             |  341.14M ⊗
  2025-12-31 |                                         |  308.70M ⊗

               |                      |                       |                      |                       |
               -617.10M               -308.55M                  0.00M                 308.55M                 617.10M

Revenue-q

Using alias: revenue -> totalRevenue [quarterly] [income]
Using alias: profit -> grossProfit [quarterly] [income]
Using alias: income -> netIncome [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        25/25 dates (100%)
  ✅ grossProfit                         25/25 dates (100%)
  ✅ netIncome                           25/25 dates (100%)

Plot for CLOV (in M)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               -898.79M               -449.40M                  0.00M                 449.40M                 898.79M
               |                      |                       |                      |                       |

  2020-03-31 |                                               |  165.50M
  2020-06-30 |                                                |  172.08M
  2020-09-30 |                                                |  169.07M
  2020-12-31 |                                         |  166.23M
  2021-03-31 |                                             |  200.32M
  2021-06-30 |                               |  412.47M
  2021-09-30 |                                              |  427.16M
  2021-12-31 |                                      |  432.04M
  2022-03-31 |                                            |  874.38M
  2022-06-30 |                                           |  846.70M
  2022-09-30 |                                            |  856.82M
  2022-12-31 |                                            | 898.79M
  2023-03-31 |                                            |  321.99M
  2023-06-30 |                                              |  320.14M
  2023-09-30 |                                              |  306.03M
  2023-12-31 |                                            |  510.25M
  2024-03-31 |                                               |  346.92M
  2024-06-30 |                                                |  356.26M
  2024-09-30 |                                               |  330.99M
  2024-12-31 |                                               |  336.96M
  2025-03-31 |                                               |  462.33M
  2025-06-30 |                                               |  477.62M
  2025-09-30 |                                               |  496.65M
  2025-12-31 |                                             |  487.71M
  2026-03-31 |                                                |  749.19M

               |                      |                       |                      |                       |
               -898.79M               -449.40M                  0.00M                 449.40M                 898.79M

Costs-q

Using alias: rnd -> researchAndDevelopment [quarterly] [income]
Using alias: sga -> sellingGeneralAndAdministrative [quarterly] [income]
Using alias: cogs -> costofGoodsAndServicesSold [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ⚠️  SPARSE researchAndDevelopment              0/25 dates (0%)
  ✅ sellingGeneralAndAdministrative     25/25 dates (100%)
  ✅ costofGoodsAndServicesSold          25/25 dates (100%)

Plot for CLOV (in M)
  reports: quarterlyReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00M                 223.41M                 446.82M                670.23M                 893.64M
               |                      |                       |                      |                       |

  2020-03-31 |  146.33M ⊗
  2020-06-30 |  119.37M ⊗
  2020-09-30 |  144.85M ⊗
  2020-12-31 |  179.54M ⊗
  2021-03-31 |  214.42M ⊗
  2021-06-30 |  458.50M ⊗
  2021-09-30 |  436.32M ⊗
  2021-12-31 |  441.80M ⊗
  2022-03-31 |  861.72M ⊗
  2022-06-30 |  858.79M ⊗
  2022-09-30 |  839.80M ⊗
  2022-12-31 |  893.64M ⊗
  2023-03-31 |  274.79M ⊗
  2023-06-30 |  244.26M ⊗
  2023-09-30 |  235.78M ⊗
  2023-12-31 |  447.99M ⊗
  2024-03-31 |  265.16M ⊗
  2024-06-30 |  248.35M ⊗
  2024-09-30 |  249.77M ⊗
  2024-12-31 |  243.04M ⊗
  2025-03-31 |  353.44M ⊗
  2025-06-30 |  377.99M ⊗
  2025-09-30 |  423.47M ⊗
  2025-12-31 |  413.50M ⊗
  2026-03-31 |  589.65M ⊗

               |                      |                       |                      |                       |
               0.00M                 223.41M                 446.82M                670.23M                 893.64M

Cash-q

Using alias: cash -> cashAndShortTermInvestments [quarterly] [balance]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ⚠️  cashAndShortTermInvestments         24/25 dates (96%)
  ⚠️  shortLongTermDebtTotal              18/25 dates (72%)
  ✅ operatingCashflow                   25/25 dates (100%)

Plot for CLOV (in M)
  reports: quarterlyReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               -485.75M               -242.87M                  0.00M                 242.87M                 485.75M
               |                      |                       |                      |                       |

  2020-03-31 |                                            | -37.18M ⊗⊗
  2020-06-30 |                                                |  107.41M
  2020-09-30 |                                             |  96.11M
  2020-12-31 |                                          |  138.36M
  2021-03-31 |                                       |  404.51M
  2021-06-30 |                                          | 485.75M
  2021-09-30 |                                            |  202.26M
  2021-12-31 |                                        |  299.97M
  2022-03-31 |                                          |  273.83M
  2022-06-30 |                                            |  324.47M
  2022-09-30 |                                                |  382.87M
  2022-12-31 |                            |  -209.37M
  2023-03-31 |                                                |  190.56M
  2023-06-30 |                                                |  310.08M
  2023-09-30 |                                              |  299.01M
  2023-12-31 |                       |  -258.09M
  2024-03-31 |                                                |  208.25M
  2024-06-30 |                                                |  254.77M
  2024-09-30 |                                                |  287.96M
  2024-12-31 |                                        |  194.54M ⊗
  2025-03-31 |                                              |  155.44M ⊗
  2025-06-30 |                                                |  188.65M ⊗
  2025-09-30 |                                                |  190.06M ⊗
  2025-12-31 |                                         |  78.30M ⊗
  2026-03-31 |                                                |  173.26M ⊗

               |                      |                       |                      |                       |
               -485.75M               -242.87M                  0.00M                 242.87M                 485.75M

FCF-q

Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]
Using alias: capex -> capitalExpenditures [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   25/25 dates (100%)
  ✅ capitalExpenditures                 25/25 dates (100%)

Plot for CLOV (in M)
  reports: quarterlyReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               -258.09M               -129.04M                  0.00M                 129.04M                 258.09M
               |                      |                       |                      |                       |

  2020-03-31 |                                         |  -37.18M
  2020-06-30 |                                                |  13.23M
  2020-09-30 |                                          |  -34.65M
  2020-12-31 |                                     |  -59.90M
  2021-03-31 |                               |  -92.87M
  2021-06-30 |                                    |  -64.16M
  2021-09-30 |                                        |  -45.13M
  2021-12-31 |                                 |  -80.18M
  2022-03-31 |                                      |  -57.04M
  2022-06-30 |                                         |  -39.17M
  2022-09-30 |                                                |  101.66M
  2022-12-31 |          |  -209.37M
  2023-03-31 |                                                |  79.03M
  2023-06-30 |                                                |  53.17M
  2023-09-30 |                                             |  -18.78M
  2023-12-31 | |  -258.09M
  2024-03-31 |                                                |  25.93M
  2024-06-30 |                                                |  44.76M
  2024-09-30 |                                                |  49.99M
  2024-12-31 |                                |  -85.83M
  2025-03-31 |                                             |  -16.29M
  2025-06-30 |                                                |  5.41M
  2025-09-30 |                                                |  12.10M
  2025-12-31 |                                    |  -68.15M
  2026-03-31 |                                                |  107.89M

               |                      |                       |                      |                       |
               -258.09M               -129.04M                  0.00M                 129.04M                 258.09M

Assets-q

Using alias: assets -> totalAssets [quarterly] [balance]
Using alias: liabil -> totalLiabilities [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ totalAssets                         25/25 dates (100%)
  ✅ totalLiabilities                    25/25 dates (100%)
  ✅ totalShareholderEquity              25/25 dates (100%)

Plot for CLOV (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               -2.68B                 -1.34B                   0.00B                  1.34B                   2.68B
               |                      |                       |                      |                       |

  2020-03-31 |                                               |  0.04B
  2020-06-30 |                                               |  0.38B
  2020-09-30 |                                               |  0.37B
  2020-12-31 |                                     |  0.88B
  2021-03-31 |                                                |  0.87B
  2021-06-30 |                                                |  1.22B
  2021-09-30 |                                                |  0.95B
  2021-12-31 |                                                |  0.95B
  2022-03-31 |                                                | 2.68B
  2022-06-30 |                                                |  2.06B
  2022-09-30 |                                                |  1.56B
  2022-12-31 |                                                |  0.81B
  2023-03-31 |                                                |  1.45B
  2023-06-30 |                                                |  1.26B
  2023-09-30 |                                                |  1.06B
  2023-12-31 |                                                |  0.57B
  2024-03-31 |                                                |  0.67B
  2024-06-30 |                                                |  0.67B
  2024-09-30 |                                                |  0.65B
  2024-12-31 |                                                |  0.58B
  2025-03-31 |                                                |  0.58B
  2025-06-30 |                                                |  0.57B
  2025-09-30 |                                                |  0.56B
  2025-12-31 |                                                |  0.54B
  2026-03-31 |                                                |  0.70B

               |                      |                       |                      |                       |
               -2.68B                 -1.34B                   0.00B                  1.34B                   2.68B

Buffet-q

Using alias: income -> netIncome [quarterly] [income]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           25/25 dates (100%)
  ⚠️  shortLongTermDebtTotal              18/25 dates (72%)
  ✅ totalShareholderEquity              25/25 dates (100%)

Plot for CLOV (in M)
  reports: quarterlyReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               -617.10M               -308.55M                  0.00M                 308.55M                 617.10M
               |                      |                       |                      |                       |

  2020-03-31 |                                             | -40.79M ⊗
  2020-06-30 |                                            |  70.85M
  2020-09-30 |                                             |  96.11M
  2020-12-31 | |  -617.10M
  2021-03-31 |                                            |  585.03M
  2021-06-30 |                        |  -317.61M
  2021-09-30 |                                             |  408.39M
  2021-12-31 |                                  |  535.41M
  2022-03-31 |                                          |  489.81M
  2022-06-30 |                                        |  426.92M
  2022-09-30 |                                          |  391.98M
  2022-12-31 |                                          |  356.89M
  2023-03-31 |                                          |  323.11M
  2023-06-30 |                                              |  330.57M
  2023-09-30 |                                             |  321.85M
  2023-12-31 |                                           |  286.39M
  2024-03-31 |                                               |  292.47M
  2024-06-30 |                                                |  324.89M
  2024-09-30 |                                               |  342.17M
  2024-12-31 |                                              |  341.14M ⊗
  2025-03-31 |                                               |  336.07M ⊗
  2025-06-30 |                                               |  344.18M ⊗
  2025-09-30 |                                              |  340.93M ⊗
  2025-12-31 |                                            |  308.70M ⊗
  2026-03-31 |                                                |  339.43M ⊗

               |                      |                       |                      |                       |
               -617.10M               -308.55M                  0.00M                 308.55M                 617.10M

Price History

Volume

Advanced Chart