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FIGR

Updated: Mar 12, 2026 11:30 AM

Figure Technology Solutions, Inc. Class A Common Stock

Market Cap: $8.05B P/S: 51x Ownership — Insider: 7.4% | Institutional: 23.4% | Retail: 69.2% FINANCIAL SERVICES CAPITAL MARKETS

Figure Technology Solutions, Inc. develops and operates a blockchain-based consumer lending platform. The company is headquartered in Reno, Nevada.

Revenue

Revenue, Profit & Income — explained by Jerry the Goat Farmer
Total RevenueEvery single dollar that wanders onto Jerry's farm. Cheese sales, milk money, goat yoga memberships, and that one weird guy who pays $50 to just watch the goats. Jerry doesn't ask questions.
Gross ProfitThe money left after feeding the goats but before reality sets in. Jerry feels rich for exactly 11 minutes.
Net IncomeWhat Jerry actually gets to keep after the Jerrynment, cousin Larry, the feed store, and his ex-wife's lawyer all take their cut. This number is often... humbling.
Using alias: revenuea -> totalRevenue [annual] [income]
Using alias: profita -> grossProfit [annual] [income]
Using alias: incomea -> netIncome [annual] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        2/2 dates (100%)
  ✅ grossProfit                         2/2 dates (100%)
  ✅ netIncome                           2/2 dates (100%)

Plot for FIGR (in M)
  reports: annualReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               -279.31M                  -139.65M                    0.00M                    139.65M                   279.31M
               |                         |                         |                         |                         |

  2023-12-31 |                                            █████████|██████████████████████████████  166.89M
  2024-12-31 |                                                     |███████████████████████████████████████████████████ 279.31M

               |                         |                         |                         |                         |
               -279.31M                  -139.65M                    0.00M                    139.65M                   279.31M

Costs

Operating Costs — explained by Jerry the Goat Farmer
Cost of Goods & Services SoldThe unglamorous stuff: hay, feed, vet bills for when Sergio the goat eats another iPhone. These goats don't feed themselves, and they definitely don't apologize.
Selling, General & AdministrativeThe "CHEESE HAPPENS" billboard on the highway, the accountant (cousin Larry, who definitely cheated in Monopoly as a kid), office supplies, and the therapy Jerry needs after dealing with cousin Larry.
Research & DevelopmentJerry's experimental ghost pepper goat cheese that made three customers cry. Also the goat treadmill. The goats refuse to use the goat treadmill.
Using alias: rnda -> researchAndDevelopment [annual] [income]
Using alias: sgaa -> sellingGeneralAndAdministrative [annual] [income]
Using alias: cogsa -> costofGoodsAndServicesSold [annual] [income]


Data Completeness:
------------------------------------------------------------
  ✅ researchAndDevelopment              2/2 dates (100%)
  ✅ sellingGeneralAndAdministrative     2/2 dates (100%)
  ✅ costofGoodsAndServicesSold          2/2 dates (100%)

Plot for FIGR (in M)
  reports: annualReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00M                    15.66M                    31.33M                    46.99M                    62.66M
               |                         |                         |                         |                         |

  2023-12-31 | ██████████████████████████████████████████████████████████████████████████████████ 49.15M
  2024-12-31 | ████████████████████████████████████████████████████████████████████████████████████████████████████████ 62.66M

               |                         |                         |                         |                         |
               0.00M                    15.66M                    31.33M                    46.99M                    62.66M

Cash

Cash, Debt & Cash Flow — explained by Jerry the Goat Farmer
Cash & Short-Term InvestmentsThe coffee can buried behind the barn, $47 in a savings account, and some cryptocurrency Jerry bought drunk in 2021. He's afraid to check on it.
Short/Long-Term DebtThe barn loan that'll follow Jerry to the grave (long-term) and the $200 he owes the feed store guy who's starting to give him looks (short-term).
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Using alias: casha -> cashAndShortTermInvestments [annual] [balance]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: paychecka -> operatingCashflow [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ cashAndShortTermInvestments         2/2 dates (100%)
  ✅ shortLongTermDebtTotal              2/2 dates (100%)
  ✅ operatingCashflow                   2/2 dates (100%)

Plot for FIGR (in M)
  reports: annualReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               -688.59M                  -344.29M                    0.00M                    344.29M                   688.59M
               |                         |                         |                         |                         |

  2023-12-31 |                                                   ██|██████████████████████████████  414.99M
  2024-12-31 |                                           ██████████|███████████████████████████████████████████████████ 688.59M

               |                         |                         |                         |                         |
               -688.59M                  -344.29M                    0.00M                    344.29M                   688.59M

FCF

Free Cash Flow — explained by Jerry the Goat Farmer
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Capital ExpendituresBig, expensive purchases Jerry justifies at 2am: the industrial milking machine, new fencing, and a hot tub "for the goats" that somehow only Jerry uses.
Using alias: paychecka -> operatingCashflow [annual] [cashflow]
Using alias: capexa -> capitalExpenditures [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   2/2 dates (100%)
  ✅ capitalExpenditures                 2/2 dates (100%)

Plot for FIGR (in M)
  reports: annualReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               -136.01M                   -68.01M                    0.00M                    68.01M                    136.01M
               |                         |                         |                         |                         |

  2023-12-31 |                                          ███████████|██████  -28.87M
  2024-12-31 | ████████████████████████████████████████████████████|█████  -136.01M

               |                         |                         |                         |                         |
               -136.01M                   -68.01M                    0.00M                    68.01M                    136.01M

Assets

Assets, Liabilities & Equity — explained by Jerry the Goat Farmer
🐐 Assets = Liabilities + Equity

Translation: What Jerry owns = What Jerry owes + What's actually Jerry's

Or as Jerry mutters every April during tax season:
"Everything I have equals everything I owe plus whatever scraps are left for me, a humble goat man just trying to make cheese in this cruel world."
Total AssetsEverything Jerry owns: 12 acres of land, a barn that's "rustic" (rotting), 47 goats, Sergio (appraised at $800, priceless to Jerry), the cheese cave, and a 2004 Ford F-150 held together by duct tape and prayer.
Total LiabilitiesEverything Jerry owes: bank loans, the feed store tab, back taxes, and a moral debt to his neighbor for "borrowing" that tractor in 2019. They both know he's not returning it.
Total Shareholder EquityIf Jerry sold absolutely everything, paid off every debt, and finally returned that tractor... this is what he'd have left. His actual net worth. Some days it's a retirement fund. Other days it's "enough for a bus ticket and a fresh start."
Using alias: assetsa -> totalAssets [annual] [balance]
Using alias: liabila -> totalLiabilities [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ totalAssets                         2/2 dates (100%)
  ✅ totalLiabilities                    2/2 dates (100%)
  ✅ totalShareholderEquity              2/2 dates (100%)

Plot for FIGR (in B)
  reports: annualReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               0.00B                     0.29B                     0.58B                     0.87B                     1.16B
               |                         |                         |                         |                         |

  2023-12-31 | ███████████████████████████████████████████████████████████ 0.66B
  2024-12-31 | ████████████████████████████████████████████████████████████████████████████████████████████████████████ 1.16B

               |                         |                         |                         |                         |
               0.00B                     0.29B                     0.58B                     0.87B                     1.16B

Buffet

Using alias: incomea -> netIncome [annual] [income]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           2/2 dates (100%)
  ✅ shortLongTermDebtTotal              2/2 dates (100%)
  ✅ totalShareholderEquity              2/2 dates (100%)

Plot for FIGR (in M)
  reports: annualReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               -688.59M                  -344.29M                    0.00M                    344.29M                   688.59M
               |                         |                         |                         |                         |

  2023-12-31 |                                                 ████|██████████████████████████████  414.99M
  2024-12-31 |                                                     |███████████████████████████████████████████████████ 688.59M

               |                         |                         |                         |                         |
               -688.59M                  -344.29M                    0.00M                    344.29M                   688.59M

Revenue-q

Using alias: revenue -> totalRevenue [quarterly] [income]
Using alias: profit -> grossProfit [quarterly] [income]
Using alias: income -> netIncome [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        7/7 dates (100%)
  ✅ grossProfit                         7/7 dates (100%)
  ✅ netIncome                           7/7 dates (100%)

Plot for FIGR (in M)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               -156.37M                   -78.18M                    0.00M                    78.18M                    156.37M
               |                         |                         |                         |                         |

  2024-03-31 |                                           ██████████|███████████████████  61.11M
  2024-06-30 |                                                     |████████████████████  62.18M
  2024-09-30 |                                                     |███████████████████████  72.21M
  2024-12-31 |                                                     |████████████████████████████  86.24M
  2025-03-31 |                                                    █|█████████████████  55.41M
  2025-06-30 |                                                     |███████████████████████████████  95.08M
  2025-09-30 |                                                     |███████████████████████████████████████████████████ 156.37M

               |                         |                         |                         |                         |
               -156.37M                   -78.18M                    0.00M                    78.18M                    156.37M

Costs-q

Using alias: rnd -> researchAndDevelopment [quarterly] [income]
Using alias: sga -> sellingGeneralAndAdministrative [quarterly] [income]
Using alias: cogs -> costofGoodsAndServicesSold [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ✅ researchAndDevelopment              7/7 dates (100%)
  ✅ sellingGeneralAndAdministrative     7/7 dates (100%)
  ✅ costofGoodsAndServicesSold          7/7 dates (100%)

Plot for FIGR (in M)
  reports: quarterlyReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00M                     9.09M                    18.18M                    27.27M                    36.37M
               |                         |                         |                         |                         |

  2024-03-31 | ██████████████████████████████████████████████████████████████████████████████ 27.18M
  2024-06-30 | ████████████████████████████████████████████ 15.30M
  2024-09-30 | ████████████████████████████████████████████████████████████ 21.05M
  2024-12-31 | █████████████████████████████████████████████████████████████████████████████ 27.07M
  2025-03-31 | ██████████████████████████████████████████████████ 17.42M
  2025-06-30 | ██████████████████████████████████████████████ 16.02M
  2025-09-30 | ████████████████████████████████████████████████████████████████████████████████████████████████████████ 36.37M

               |                         |                         |                         |                         |
               0.00M                     9.09M                    18.18M                    27.27M                    36.37M

Cash-q

Using alias: cash -> cashAndShortTermInvestments [quarterly] [balance]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ⚠️  cashAndShortTermInvestments         4/6 dates (67%)
  ⚠️  shortLongTermDebtTotal              3/6 dates (50%)
  ✅ operatingCashflow                   7/7 dates (100%)

Plot for FIGR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               -1.87B                    -0.94B                     0.00B                     0.94B                     1.87B
               |                         |                         |                         |                         |

  2024-03-31 |                                                    █| -0.03B ⊗⊗
  2024-06-30 |                                                    █| -0.02B ⊗⊗
  2024-09-30 |                                                █████| -0.16B ⊗⊗
  2024-12-31 |                                                     |███████  0.29B ⊗
  2025-03-31 |                                                 ████|███████████████████████  0.87B
  2025-06-30 |                                                     |███████████████████  0.73B
  2025-09-30 | ████████████████████████████████████████████████████|█████████████████████████████  -1.87B

               |                         |                         |                         |                         |
               -1.87B                    -0.94B                     0.00B                     0.94B                     1.87B

FCF-q

Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]
Using alias: capex -> capitalExpenditures [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   7/7 dates (100%)
  ✅ capitalExpenditures                 7/7 dates (100%)

Plot for FIGR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               -1.87B                    -0.94B                     0.00B                     0.94B                     1.87B
               |                         |                         |                         |                         |

  2024-03-31 |                                                    █|  -0.03B
  2024-06-30 |                                                    █|  -0.02B
  2024-09-30 |                                                █████|  -0.16B
  2024-12-31 |                                                     |█  0.08B
  2025-03-31 |                                                 ████|  -0.15B
  2025-06-30 |                                                     |█████  0.22B
  2025-09-30 | ████████████████████████████████████████████████████|  -1.87B

               |                         |                         |                         |                         |
               -1.87B                    -0.94B                     0.00B                     0.94B                     1.87B

Assets-q

Using alias: assets -> totalAssets [quarterly] [balance]
Using alias: liabil -> totalLiabilities [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ⚠️  totalAssets                         4/6 dates (67%)
  ⚠️  totalLiabilities                    4/6 dates (67%)
  ⚠️  totalShareholderEquity              4/6 dates (67%)

Plot for FIGR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               0.00B                     0.54B                     1.08B                     1.62B                     2.16B
               |                         |                         |                         |                         |

  2024-12-31 | ████████████████████████████████████████████████████████ 1.16B
  2025-03-31 | █████████████████████████████████████████████████████████████████ 1.35B
  2025-06-30 | █████████████████████████████████████████████████████████████ 1.27B
  2025-09-30 | ████████████████████████████████████████████████████████████████████████████████████████████████████████ 2.16B

               |                         |                         |                         |                         |
               0.00B                     0.54B                     1.08B                     1.62B                     2.16B

Buffet-q

Using alias: income -> netIncome [quarterly] [income]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           7/7 dates (100%)
  ⚠️  shortLongTermDebtTotal              3/6 dates (50%)
  ⚠️  totalShareholderEquity              4/6 dates (67%)

Plot for FIGR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               -1.17B                    -0.58B                     0.00B                     0.58B                     1.17B
               |                         |                         |                         |                         |

  2024-03-31 |                                                    █| -0.03B ⊗⊗
  2024-06-30 |                                                     |  0.01B ⊗⊗
  2024-09-30 |                                                     |  0.03B ⊗⊗
  2024-12-31 |                                                     |███████████████  0.36B ⊗
  2025-03-31 |                                                    █|██████████████████████████████████████  0.87B
  2025-06-30 |                                                     |████████████████████████████████  0.73B
  2025-09-30 |                                                     |███████████████████████████████████████████████████ 1.17B

               |                         |                         |                         |                         |
               -1.17B                    -0.58B                     0.00B                     0.58B                     1.17B

Price History

Volume

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