FISV

Updated: Jul 09, 2026 12:48 AM

Fiserv, Inc.

Market Cap: $27.47B P/S: 5x Ownership — Insider: 0.0% | Institutional: 0.0% | Retail: 100.0% TECHNOLOGY SOFTWARE

Fiserv, Inc. is an American multinational company headquartered in Brookfield, Wisconsin that provides financial technology and financial services. The company's clients include banks, thrifts, credit unions, securities broker dealers, leasing and finance companies, and retailers.

Revenue

Revenue, Profit & Income — explained by Jerry the Goat Farmer
Total RevenueEvery single dollar that wanders onto Jerry's farm. Cheese sales, milk money, goat yoga memberships, and that one weird guy who pays $50 to just watch the goats. Jerry doesn't ask questions.
Gross ProfitThe money left after feeding the goats but before reality sets in. Jerry feels rich for exactly 11 minutes.
Net IncomeWhat Jerry actually gets to keep after the Jerrynment, cousin Larry, the feed store, and his ex-wife's lawyer all take their cut. This number is often... humbling.
Using alias: revenuea -> totalRevenue [annual] [income]
Using alias: profita -> grossProfit [annual] [income]
Using alias: incomea -> netIncome [annual] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        20/20 dates (100%)
  ✅ grossProfit                         20/20 dates (100%)
  ✅ netIncome                           20/20 dates (100%)

Plot for FISV (in B)
  reports: annualReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               0.00B       5.30B       10.60B       15.89B       21.19B
               |           |            |            |            |

  2006-12-31 |  3.57B
  2007-12-31 |  3.90B
  2008-12-31 |  4.59B
  2009-12-31 |  4.08B
  2010-12-31 |  4.13B
  2011-12-31 |  4.29B
  2012-12-31 |  4.44B
  2013-12-31 |  4.81B
  2014-12-31 |  5.07B
  2015-12-31 |  5.25B
  2016-12-31 |  5.50B
  2017-12-31 |  5.70B
  2018-12-31 |  5.82B
  2019-12-31 |  10.19B
  2020-12-31 |  14.85B
  2021-12-31 |  16.23B
  2022-12-31 |  17.74B
  2023-12-31 |  19.09B
  2024-12-31 |  20.46B
  2025-12-31 |  21.19B

               |           |            |            |            |
               0.00B       5.30B       10.60B       15.89B       21.19B

Costs

Operating Costs — explained by Jerry the Goat Farmer
Cost of Goods & Services SoldThe unglamorous stuff: hay, feed, vet bills for when Sergio the goat eats another iPhone. These goats don't feed themselves, and they definitely don't apologize.
Selling, General & AdministrativeThe "CHEESE HAPPENS" billboard on the highway, the accountant (cousin Larry, who definitely cheated in Monopoly as a kid), office supplies, and the therapy Jerry needs after dealing with cousin Larry.
Research & DevelopmentJerry's experimental ghost pepper goat cheese that made three customers cry. Also the goat treadmill. The goats refuse to use the goat treadmill.
Using alias: rnda -> researchAndDevelopment [annual] [income]
Using alias: sgaa -> sellingGeneralAndAdministrative [annual] [income]
Using alias: cogsa -> costofGoodsAndServicesSold [annual] [income]


Data Completeness:
------------------------------------------------------------
  ⚠️  SPARSE researchAndDevelopment              0/20 dates (0%)
  ⚠️  SPARSE sellingGeneralAndAdministrative     5/20 dates (25%)
  ✅ costofGoodsAndServicesSold          20/20 dates (100%)

Plot for FISV (in B)
  reports: annualReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00B       2.15B        4.31B        6.46B        8.61B
               |           |            |            |            |

  2006-12-31 |  2.42B ⊗⊗
  2007-12-31 |  2.62B ⊗⊗
  2008-12-31 |  2.87B ⊗⊗
  2009-12-31 |  2.38B ⊗⊗
  2010-12-31 |  2.39B ⊗⊗
  2011-12-31 |  2.50B ⊗⊗
  2012-12-31 |  2.56B ⊗⊗
  2013-12-31 |  2.78B ⊗⊗
  2014-12-31 |  2.88B ⊗⊗
  2015-12-31 |  2.91B ⊗⊗
  2016-12-31 |  2.96B ⊗⊗
  2017-12-31 |  3.02B ⊗⊗
  2018-12-31 |  3.07B ⊗⊗
  2019-12-31 |  5.31B ⊗⊗
  2020-12-31 |  7.81B ⊗⊗
  2021-12-31 |  8.13B ⊗
  2022-12-31 |  7.99B ⊗
  2023-12-31 |  7.67B ⊗
  2024-12-31 |  8.01B ⊗
  2025-12-31 |  8.61B ⊗

               |           |            |            |            |
               0.00B       2.15B        4.31B        6.46B        8.61B

Cash

Cash, Debt & Cash Flow — explained by Jerry the Goat Farmer
Cash & Short-Term InvestmentsThe coffee can buried behind the barn, $47 in a savings account, and some cryptocurrency Jerry bought drunk in 2021. He's afraid to check on it.
Short/Long-Term DebtThe barn loan that'll follow Jerry to the grave (long-term) and the $200 he owes the feed store guy who's starting to give him looks (short-term).
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Using alias: casha -> cashAndShortTermInvestments [annual] [balance]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: paychecka -> operatingCashflow [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ cashAndShortTermInvestments         20/20 dates (100%)
  ✅ shortLongTermDebtTotal              20/20 dates (100%)
  ✅ operatingCashflow                   20/20 dates (100%)

Plot for FISV (in B)
  reports: annualReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               0.00B       7.28B       14.56B       21.84B       29.12B
               |           |            |            |            |

  2006-12-31 |  0.75B
  2007-12-31 |  5.41B
  2008-12-31 |  4.11B
  2009-12-31 |  3.64B
  2010-12-31 |  3.36B
  2011-12-31 |  3.40B
  2012-12-31 |  3.23B
  2013-12-31 |  3.85B
  2014-12-31 |  3.79B
  2015-12-31 |  4.29B
  2016-12-31 |  4.56B
  2017-12-31 |  4.90B
  2018-12-31 |  5.96B
  2019-12-31 |  21.90B
  2020-12-31 |  20.68B
  2021-12-31 |  21.24B
  2022-12-31 |  21.54B
  2023-12-31 |  23.24B
  2024-12-31 |  24.96B
  2025-12-31 |  29.12B

               |           |            |            |            |
               0.00B       7.28B       14.56B       21.84B       29.12B

FCF

Free Cash Flow — explained by Jerry the Goat Farmer
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Capital ExpendituresBig, expensive purchases Jerry justifies at 2am: the industrial milking machine, new fencing, and a hot tub "for the goats" that somehow only Jerry uses.
Using alias: paychecka -> operatingCashflow [annual] [cashflow]
Using alias: capexa -> capitalExpenditures [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   20/20 dates (100%)
  ✅ capitalExpenditures                 20/20 dates (100%)

Plot for FISV (in B)
  reports: annualReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               0.00B       1.66B        3.32B        4.97B        6.63B
               |           |            |            |            |

  2006-12-31 |  0.63B
  2007-12-31 |  0.63B
  2008-12-31 |  0.78B
  2009-12-31 |  0.85B
  2010-12-31 |  0.96B
  2011-12-31 |  0.95B
  2012-12-31 |  0.83B
  2013-12-31 |  1.04B
  2014-12-31 |  1.31B
  2015-12-31 |  1.35B
  2016-12-31 |  1.43B
  2017-12-31 |  1.48B
  2018-12-31 |  1.55B
  2019-12-31 |  2.93B
  2020-12-31 |  4.15B
  2021-12-31 |  4.03B
  2022-12-31 |  4.62B
  2023-12-31 |  5.16B
  2024-12-31 |  6.63B
  2025-12-31 |  6.10B

               |           |            |            |            |
               0.00B       1.66B        3.32B        4.97B        6.63B

Assets

Assets, Liabilities & Equity — explained by Jerry the Goat Farmer
🐐 Assets = Liabilities + Equity

Translation: What Jerry owns = What Jerry owes + What's actually Jerry's

Or as Jerry mutters every April during tax season:
"Everything I have equals everything I owe plus whatever scraps are left for me, a humble goat man just trying to make cheese in this cruel world."
Total AssetsEverything Jerry owns: 12 acres of land, a barn that's "rustic" (rotting), 47 goats, Sergio (appraised at $800, priceless to Jerry), the cheese cave, and a 2004 Ford F-150 held together by duct tape and prayer.
Total LiabilitiesEverything Jerry owes: bank loans, the feed store tab, back taxes, and a moral debt to his neighbor for "borrowing" that tractor in 2019. They both know he's not returning it.
Total Shareholder EquityIf Jerry sold absolutely everything, paid off every debt, and finally returned that tractor... this is what he'd have left. His actual net worth. Some days it's a retirement fund. Other days it's "enough for a bus ticket and a fresh start."
Using alias: assetsa -> totalAssets [annual] [balance]
Using alias: liabila -> totalLiabilities [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ totalAssets                         20/20 dates (100%)
  ✅ totalLiabilities                    20/20 dates (100%)
  ✅ totalShareholderEquity              20/20 dates (100%)

Plot for FISV (in B)
  reports: annualReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               0.00B      22.72B       45.45B       68.17B       90.89B
               |           |            |            |            |

  2006-12-31 |  6.21B
  2007-12-31 |  11.85B
  2008-12-31 |  9.33B
  2009-12-31 |  8.38B
  2010-12-31 |  8.28B
  2011-12-31 |  8.55B
  2012-12-31 |  8.50B
  2013-12-31 |  9.51B
  2014-12-31 |  9.34B
  2015-12-31 |  9.34B
  2016-12-31 |  9.74B
  2017-12-31 |  10.29B
  2018-12-31 |  11.26B
  2019-12-31 |  77.54B
  2020-12-31 |  74.62B
  2021-12-31 |  76.25B
  2022-12-31 |  83.87B
  2023-12-31 |  90.89B
  2024-12-31 |  77.18B
  2025-12-31 |  80.13B

               |           |            |            |            |
               0.00B      22.72B       45.45B       68.17B       90.89B

Buffet

Using alias: incomea -> netIncome [annual] [income]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           20/20 dates (100%)
  ✅ shortLongTermDebtTotal              20/20 dates (100%)
  ✅ totalShareholderEquity              20/20 dates (100%)

Plot for FISV (in B)
  reports: annualReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               0.00B       8.24B       16.49B       24.73B       32.98B
               |           |            |            |            |

  2006-12-31 |  2.43B
  2007-12-31 |  5.41B
  2008-12-31 |  4.11B
  2009-12-31 |  3.64B
  2010-12-31 |  3.36B
  2011-12-31 |  3.40B
  2012-12-31 |  3.42B
  2013-12-31 |  3.85B
  2014-12-31 |  3.79B
  2015-12-31 |  4.29B
  2016-12-31 |  4.56B
  2017-12-31 |  4.90B
  2018-12-31 |  5.96B
  2019-12-31 |  32.98B
  2020-12-31 |  32.33B
  2021-12-31 |  30.95B
  2022-12-31 |  30.83B
  2023-12-31 |  29.86B
  2024-12-31 |  27.07B
  2025-12-31 |  29.12B

               |           |            |            |            |
               0.00B       8.24B       16.49B       24.73B       32.98B

Revenue-q

Using alias: revenue -> totalRevenue [quarterly] [income]
Using alias: profit -> grossProfit [quarterly] [income]
Using alias: income -> netIncome [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        25/25 dates (100%)
  ✅ grossProfit                         25/25 dates (100%)
  ✅ netIncome                           25/25 dates (100%)

Plot for FISV (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               0.00B       1.38B        2.76B        4.14B        5.52B
               |           |            |            |            |

  2020-03-31 |  3.77B
  2020-06-30 |  3.46B
  2020-09-30 |  3.79B
  2020-12-31 |  3.83B
  2021-03-31 |  3.75B
  2021-06-30 |  4.05B
  2021-09-30 |  4.16B
  2021-12-31 |  4.26B
  2022-03-31 |  4.14B
  2022-06-30 |  4.45B
  2022-09-30 |  4.52B
  2022-12-31 |  4.63B
  2023-03-31 |  4.55B
  2023-06-30 |  4.76B
  2023-09-30 |  4.87B
  2023-12-31 |  4.92B
  2024-03-31 |  4.88B
  2024-06-30 |  5.11B
  2024-09-30 |  5.21B
  2024-12-31 |  5.25B
  2025-03-31 |  5.13B
  2025-06-30 |  5.52B
  2025-09-30 |  5.26B
  2025-12-31 |  5.28B
  2026-03-31 |  5.03B

               |           |            |            |            |
               0.00B       1.38B        2.76B        4.14B        5.52B

Costs-q

Using alias: rnd -> researchAndDevelopment [quarterly] [income]
Using alias: sga -> sellingGeneralAndAdministrative [quarterly] [income]
Using alias: cogs -> costofGoodsAndServicesSold [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ⚠️  SPARSE researchAndDevelopment              0/25 dates (0%)
  ⚠️  SPARSE sellingGeneralAndAdministrative     7/25 dates (28%)
  ✅ costofGoodsAndServicesSold          25/25 dates (100%)

Plot for FISV (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00B       0.58B        1.15B        1.73B        2.30B
               |           |            |            |            |

  2020-03-31 |  2.17B ⊗⊗
  2020-06-30 |  1.92B ⊗⊗
  2020-09-30 |  1.87B ⊗⊗
  2020-12-31 |  1.86B ⊗⊗
  2021-03-31 |  1.91B ⊗⊗
  2021-06-30 |  1.97B ⊗⊗
  2021-09-30 |  2.05B ⊗⊗
  2021-12-31 |  2.20B ⊗⊗
  2022-03-31 |  1.97B ⊗⊗
  2022-06-30 |  2.04B ⊗⊗
  2022-09-30 |  2.00B ⊗⊗
  2022-12-31 |  1.98B ⊗⊗
  2023-03-31 |  2.00B ⊗⊗
  2023-06-30 |  1.93B ⊗⊗
  2023-09-30 |  1.89B ⊗⊗
  2023-12-31 |  1.84B ⊗⊗
  2024-03-31 |  2.00B ⊗⊗
  2024-06-30 |  1.98B ⊗⊗
  2024-09-30 |  2.01B ⊗
  2024-12-31 |  2.02B ⊗
  2025-03-31 |  2.07B ⊗
  2025-06-30 |  2.11B ⊗
  2025-09-30 |  2.17B ⊗
  2025-12-31 |  2.27B ⊗
  2026-03-31 |  2.30B ⊗

               |           |            |            |            |
               0.00B       0.58B        1.15B        1.73B        2.30B

Cash-q

Using alias: cash -> cashAndShortTermInvestments [quarterly] [balance]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ cashAndShortTermInvestments         25/25 dates (100%)
  ✅ shortLongTermDebtTotal              25/25 dates (100%)
  ✅ operatingCashflow                   25/25 dates (100%)

Plot for FISV (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               0.00B       7.58B       15.16B       22.74B       30.32B
               |           |            |            |            |

  2020-03-31 |  21.97B
  2020-06-30 |  21.87B
  2020-09-30 |  21.26B
  2020-12-31 |  20.68B
  2021-03-31 |  21.20B
  2021-06-30 |  20.84B
  2021-09-30 |  20.99B
  2021-12-31 |  21.24B
  2022-03-31 |  21.07B
  2022-06-30 |  21.52B
  2022-09-30 |  21.38B
  2022-12-31 |  21.54B
  2023-03-31 |  22.53B
  2023-06-30 |  23.32B
  2023-09-30 |  23.42B
  2023-12-31 |  23.24B
  2024-03-31 |  24.54B
  2024-06-30 |  25.62B
  2024-09-30 |  25.39B
  2024-12-31 |  24.96B
  2025-03-31 |  28.41B
  2025-06-30 |  29.71B
  2025-09-30 |  30.32B
  2025-12-31 |  29.12B
  2026-03-31 |  29.31B

               |           |            |            |            |
               0.00B       7.58B       15.16B       22.74B       30.32B

FCF-q

Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]
Using alias: capex -> capitalExpenditures [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   25/25 dates (100%)
  ✅ capitalExpenditures                 25/25 dates (100%)

Plot for FISV (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               0.00B       0.56B        1.12B        1.68B        2.24B
               |           |            |            |            |

  2020-03-31 |  0.89B
  2020-06-30 |  1.03B
  2020-09-30 |  1.04B
  2020-12-31 |  1.19B
  2021-03-31 |  0.95B
  2021-06-30 |  1.06B
  2021-09-30 |  0.68B
  2021-12-31 |  1.34B
  2022-03-31 |  0.81B
  2022-06-30 |  0.99B
  2022-09-30 |  1.18B
  2022-12-31 |  1.63B
  2023-03-31 |  1.13B
  2023-06-30 |  0.88B
  2023-09-30 |  1.56B
  2023-12-31 |  1.59B
  2024-03-31 |  0.83B
  2024-06-30 |  1.34B
  2024-09-30 |  2.24B
  2024-12-31 |  2.22B
  2025-03-31 |  0.65B
  2025-06-30 |  1.67B
  2025-09-30 |  1.80B
  2025-12-31 |  1.97B
  2026-03-31 |  0.60B

               |           |            |            |            |
               0.00B       0.56B        1.12B        1.68B        2.24B

Assets-q

Using alias: assets -> totalAssets [quarterly] [balance]
Using alias: liabil -> totalLiabilities [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ totalAssets                         25/25 dates (100%)
  ✅ totalLiabilities                    25/25 dates (100%)
  ✅ totalShareholderEquity              25/25 dates (100%)

Plot for FISV (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               0.00B      23.35B       46.71B       70.06B       93.42B
               |           |            |            |            |

  2020-03-31 |  72.60B
  2020-06-30 |  77.09B
  2020-09-30 |  72.37B
  2020-12-31 |  74.62B
  2021-03-31 |  74.84B
  2021-06-30 |  75.78B
  2021-09-30 |  75.77B
  2021-12-31 |  76.25B
  2022-03-31 |  75.47B
  2022-06-30 |  77.21B
  2022-09-30 |  75.64B
  2022-12-31 |  83.87B
  2023-03-31 |  76.55B
  2023-06-30 |  77.60B
  2023-09-30 |  84.15B
  2023-12-31 |  90.89B
  2024-03-31 |  92.70B
  2024-06-30 |  93.42B
  2024-09-30 |  79.79B
  2024-12-31 |  77.18B
  2025-03-31 |  80.40B
  2025-06-30 |  81.53B
  2025-09-30 |  79.37B
  2025-12-31 |  80.13B
  2026-03-31 |  80.55B

               |           |            |            |            |
               0.00B      23.35B       46.71B       70.06B       93.42B

Buffet-q

Using alias: income -> netIncome [quarterly] [income]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           25/25 dates (100%)
  ✅ shortLongTermDebtTotal              25/25 dates (100%)
  ✅ totalShareholderEquity              25/25 dates (100%)

Plot for FISV (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               0.00B       8.08B       16.16B       24.25B       32.33B
               |           |            |            |            |

  2020-03-31 |  31.84B
  2020-06-30 |  31.58B
  2020-09-30 |  31.69B
  2020-12-31 |  32.33B
  2021-03-31 |  31.85B
  2021-06-30 |  31.79B
  2021-09-30 |  31.60B
  2021-12-31 |  30.95B
  2022-03-31 |  31.27B
  2022-06-30 |  31.11B
  2022-09-30 |  30.33B
  2022-12-31 |  30.83B
  2023-03-31 |  30.08B
  2023-06-30 |  29.99B
  2023-09-30 |  29.57B
  2023-12-31 |  29.86B
  2024-03-31 |  28.80B
  2024-06-30 |  28.15B
  2024-09-30 |  27.75B
  2024-12-31 |  27.07B
  2025-03-31 |  28.41B
  2025-06-30 |  29.71B
  2025-09-30 |  30.32B
  2025-12-31 |  29.12B
  2026-03-31 |  29.31B

               |           |            |            |            |
               0.00B       8.08B       16.16B       24.25B       32.33B

Price History

Volume

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