OSCR

Updated: Mar 12, 2026 11:30 AM

Oscar Health Inc

Market Cap: $5.17B P/S: 2x Ownership — Insider: 3.9% | Institutional: 66.6% | Retail: 29.5% HEALTHCARE HEALTHCARE PLANS

Oscar Health, Inc. is a technology-driven health insurance provider headquartered in New York, distinguished for its innovative approach to healthcare solutions for individuals, families, and businesses across the United States. By leveraging a proprietary platform, Oscar enhances member engagement through personalized care management and streamlined access to medical services, which fosters improved health outcomes while effectively managing costs. As a leader in the intersection of technology and health insurance, Oscar Health is poised to reshape the industry dynamics, appealing to a broad base of health-conscious consumers and positioning itself as a key player in the rapidly evolving healthcare landscape.

Revenue

Revenue, Profit & Income — explained by Jerry the Goat Farmer
Total RevenueEvery single dollar that wanders onto Jerry's farm. Cheese sales, milk money, goat yoga memberships, and that one weird guy who pays $50 to just watch the goats. Jerry doesn't ask questions.
Gross ProfitThe money left after feeding the goats but before reality sets in. Jerry feels rich for exactly 11 minutes.
Net IncomeWhat Jerry actually gets to keep after the Jerrynment, cousin Larry, the feed store, and his ex-wife's lawyer all take their cut. This number is often... humbling.
Using alias: revenuea -> totalRevenue [annual] [income]
Using alias: profita -> grossProfit [annual] [income]
Using alias: incomea -> netIncome [annual] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        6/6 dates (100%)
  ✅ grossProfit                         6/6 dates (100%)
  ✅ netIncome                           6/6 dates (100%)

Plot for OSCR (in B)
  reports: annualReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               -9.18B                    -4.59B                     0.00B                     4.59B                     9.18B
               |                         |                         |                         |                         |

  2019-12-31 |                                                    |  0.55B
  2020-12-31 |                                                   |  0.59B
  2021-12-31 |                                                  |  1.92B
  2022-12-31 |                                                  |  4.13B
  2023-12-31 |                                                   |  5.86B
  2024-12-31 |                                                     | 9.18B

               |                         |                         |                         |                         |
               -9.18B                    -4.59B                     0.00B                     4.59B                     9.18B

Costs

Operating Costs — explained by Jerry the Goat Farmer
Cost of Goods & Services SoldThe unglamorous stuff: hay, feed, vet bills for when Sergio the goat eats another iPhone. These goats don't feed themselves, and they definitely don't apologize.
Selling, General & AdministrativeThe "CHEESE HAPPENS" billboard on the highway, the accountant (cousin Larry, who definitely cheated in Monopoly as a kid), office supplies, and the therapy Jerry needs after dealing with cousin Larry.
Research & DevelopmentJerry's experimental ghost pepper goat cheese that made three customers cry. Also the goat treadmill. The goats refuse to use the goat treadmill.
Using alias: rnda -> researchAndDevelopment [annual] [income]
Using alias: sgaa -> sellingGeneralAndAdministrative [annual] [income]
Using alias: cogsa -> costofGoodsAndServicesSold [annual] [income]


Data Completeness:
------------------------------------------------------------
  ⚠️  SPARSE researchAndDevelopment              0/6 dates (0%)
  ✅ sellingGeneralAndAdministrative     6/6 dates (100%)
  ⚠️  SPARSE costofGoodsAndServicesSold          0/6 dates (0%)

Plot for OSCR (in B)
  reports: annualReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00B                     0.44B                     0.88B                     1.32B                     1.76B
               |                         |                         |                         |                         |

  2019-12-31 |  0.11B ⊗⊗
  2020-12-31 |  0.17B ⊗⊗
  2021-12-31 |  0.27B ⊗⊗
  2022-12-31 |  1.42B ⊗⊗
  2023-12-31 |  0.34B ⊗⊗
  2024-12-31 |  1.76B ⊗⊗

               |                         |                         |                         |                         |
               0.00B                     0.44B                     0.88B                     1.32B                     1.76B

Cash

Cash, Debt & Cash Flow — explained by Jerry the Goat Farmer
Cash & Short-Term InvestmentsThe coffee can buried behind the barn, $47 in a savings account, and some cryptocurrency Jerry bought drunk in 2021. He's afraid to check on it.
Short/Long-Term DebtThe barn loan that'll follow Jerry to the grave (long-term) and the $200 he owes the feed store guy who's starting to give him looks (short-term).
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Using alias: casha -> cashAndShortTermInvestments [annual] [balance]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: paychecka -> operatingCashflow [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ cashAndShortTermInvestments         6/6 dates (100%)
  ⚠️  shortLongTermDebtTotal              5/6 dates (83%)
  ✅ operatingCashflow                   6/6 dates (100%)

Plot for OSCR (in B)
  reports: annualReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               -1.87B                    -0.94B                     0.00B                     0.94B                     1.87B
               |                         |                         |                         |                         |

  2019-12-31 |                                                |  0.34B ⊗
  2020-12-31 |                                                     |  0.83B
  2021-12-31 |                                                |  1.10B
  2022-12-31 |                                                     |  1.56B
  2023-12-31 |                                             | 1.87B
  2024-12-31 |                                                     |  1.53B

               |                         |                         |                         |                         |
               -1.87B                    -0.94B                     0.00B                     0.94B                     1.87B

FCF

Free Cash Flow — explained by Jerry the Goat Farmer
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Capital ExpendituresBig, expensive purchases Jerry justifies at 2am: the industrial milking machine, new fencing, and a hot tub "for the goats" that somehow only Jerry uses.
Using alias: paychecka -> operatingCashflow [annual] [cashflow]
Using alias: capexa -> capitalExpenditures [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   6/6 dates (100%)
  ✅ capitalExpenditures                 6/6 dates (100%)

Plot for OSCR (in M)
  reports: annualReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               -978.19M                  -489.10M                    0.00M                    489.10M                   978.19M
               |                         |                         |                         |                         |

  2019-12-31 |                                            |  -165.37M
  2020-12-31 |                                                     |  222.73M
  2021-12-31 |                                           |  -181.75M
  2022-12-31 |                                                     |  380.35M
  2023-12-31 |                                       |  -272.16M
  2024-12-31 |                                                     | 978.19M

               |                         |                         |                         |                         |
               -978.19M                  -489.10M                    0.00M                    489.10M                   978.19M

Assets

Assets, Liabilities & Equity — explained by Jerry the Goat Farmer
🐐 Assets = Liabilities + Equity

Translation: What Jerry owns = What Jerry owes + What's actually Jerry's

Or as Jerry mutters every April during tax season:
"Everything I have equals everything I owe plus whatever scraps are left for me, a humble goat man just trying to make cheese in this cruel world."
Total AssetsEverything Jerry owns: 12 acres of land, a barn that's "rustic" (rotting), 47 goats, Sergio (appraised at $800, priceless to Jerry), the cheese cave, and a 2004 Ford F-150 held together by duct tape and prayer.
Total LiabilitiesEverything Jerry owes: bank loans, the feed store tab, back taxes, and a moral debt to his neighbor for "borrowing" that tractor in 2019. They both know he's not returning it.
Total Shareholder EquityIf Jerry sold absolutely everything, paid off every debt, and finally returned that tractor... this is what he'd have left. His actual net worth. Some days it's a retirement fund. Other days it's "enough for a bus ticket and a fresh start."
Using alias: assetsa -> totalAssets [annual] [balance]
Using alias: liabila -> totalLiabilities [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ totalAssets                         6/6 dates (100%)
  ✅ totalLiabilities                    6/6 dates (100%)
  ✅ totalShareholderEquity              6/6 dates (100%)

Plot for OSCR (in B)
  reports: annualReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               -4.84B                    -2.42B                     0.00B                     2.42B                     4.84B
               |                         |                         |                         |                         |

  2019-12-31 |                                           |  1.35B
  2020-12-31 |                                       |  3.57B
  2021-12-31 |                                                     |  3.32B
  2022-12-31 |                                                     |  4.53B
  2023-12-31 |                                                     |  3.60B
  2024-12-31 |                                                     | 4.84B

               |                         |                         |                         |                         |
               -4.84B                    -2.42B                     0.00B                     2.42B                     4.84B

Buffet

Using alias: incomea -> netIncome [annual] [income]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           6/6 dates (100%)
  ⚠️  shortLongTermDebtTotal              5/6 dates (83%)
  ✅ totalShareholderEquity              6/6 dates (100%)

Plot for OSCR (in B)
  reports: annualReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               -1.39B                    -0.69B                     0.00B                     0.69B                     1.39B
               |                         |                         |                         |                         |

  2019-12-31 |                  | -0.95B ⊗
  2020-12-31 |    |  -1.30B
  2021-12-31 |                                | 1.39B
  2022-12-31 |                              |  0.89B
  2023-12-31 |                                           |  0.80B
  2024-12-31 |                                                     |  1.01B

               |                         |                         |                         |                         |
               -1.39B                    -0.69B                     0.00B                     0.69B                     1.39B

Revenue-q

Using alias: revenue -> totalRevenue [quarterly] [income]
Using alias: profit -> grossProfit [quarterly] [income]
Using alias: income -> netIncome [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        23/23 dates (100%)
  ✅ grossProfit                         23/23 dates (100%)
  ✅ netIncome                           23/23 dates (100%)

Plot for OSCR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               -3.05B                    -1.52B                     0.00B                     1.52B                     3.05B
               |                         |                         |                         |                         |

  2020-03-31 |                                                   |  0.12B
  2020-06-30 |                                                    |  0.15B
  2020-09-30 |                                                    |  0.13B
  2020-12-31 |                                                  |  -0.19B
  2021-03-31 |                                                   |  0.39B
  2021-06-30 |                                                    |  0.55B
  2021-09-30 |                                                 |  0.46B
  2021-12-31 |                                                  |  0.52B
  2022-03-31 |                                                    |  1.01B
  2022-06-30 |                                                   |  1.06B
  2022-09-30 |                                                  |  1.02B
  2022-12-31 |                                                 |  1.04B
  2023-03-31 |                                                    |  1.47B
  2023-06-30 |                                                    |  1.52B
  2023-09-30 |                                                    |  1.44B
  2023-12-31 |                                                  |  1.43B
  2024-03-31 |                                                     |  2.14B
  2024-06-30 |                                                     |  2.22B
  2024-09-30 |                                                    |  2.42B
  2024-12-31 |                                                  |  2.39B
  2025-03-31 |                                                     | 3.05B
  2025-06-30 |                                                 |  2.86B
  2025-09-30 |                                                   |  2.99B

               |                         |                         |                         |                         |
               -3.05B                    -1.52B                     0.00B                     1.52B                     3.05B

Costs-q

Using alias: rnd -> researchAndDevelopment [quarterly] [income]
Using alias: sga -> sellingGeneralAndAdministrative [quarterly] [income]
Using alias: cogs -> costofGoodsAndServicesSold [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ⚠️  SPARSE researchAndDevelopment              0/23 dates (0%)
  ✅ sellingGeneralAndAdministrative     23/23 dates (100%)
  ⚠️  SPARSE costofGoodsAndServicesSold          7/23 dates (30%)

Plot for OSCR (in M)
  reports: quarterlyReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               -534.49M                  -267.24M                    0.00M                    267.24M                   534.49M
               |                         |                         |                         |                         |

  2020-03-31 |                                                     |  31.84M ⊗⊗
  2020-06-30 |                                                     |  35.99M ⊗⊗
  2020-09-30 |                                                     |  36.55M ⊗⊗
  2020-12-31 |                                                     |  62.28M ⊗⊗
  2021-03-31 |                                                   |  64.57M ⊗
  2021-06-30 |                                                     |  51.17M ⊗⊗
  2021-09-30 |                                                     |  60.00M ⊗⊗
  2021-12-31 |                                                     |  89.84M ⊗⊗
  2022-03-31 |                                                     |  74.66M ⊗⊗
  2022-06-30 |                                                     |  80.75M ⊗⊗
  2022-09-30 |                                                     |  78.56M ⊗⊗
  2022-12-31 |                                                     |  75.81M ⊗⊗
  2023-03-31 |                                                    |  396.98M ⊗
  2023-06-30 |                                                     |  337.83M ⊗
  2023-09-30 |                                                    |  325.82M ⊗
  2023-12-31 |                                                     |  85.61M ⊗
  2024-03-31 |                                                    |  394.70M ⊗
  2024-06-30 |                                                     |  435.14M ⊗⊗
  2024-09-30 |                                                     |  459.52M ⊗⊗
  2024-12-31 |                                                     |  466.58M ⊗
  2025-03-31 |                                                     |  482.76M ⊗⊗
  2025-06-30 |                                                     | 534.49M ⊗⊗
  2025-09-30 |                                                     |  521.59M ⊗⊗

               |                         |                         |                         |                         |
               -534.49M                  -267.24M                    0.00M                    267.24M                   534.49M

Cash-q

Using alias: cash -> cashAndShortTermInvestments [quarterly] [balance]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ⚠️  cashAndShortTermInvestments         20/23 dates (87%)
  ⚠️  shortLongTermDebtTotal              16/23 dates (70%)
  ✅ operatingCashflow                   23/23 dates (100%)

Plot for OSCR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               -2.60B                    -1.30B                     0.00B                     1.30B                     2.60B
               |                         |                         |                         |                         |

  2020-03-31 |                                                     |  0.11B ⊗⊗
  2020-06-30 |                                                     |  0.25B ⊗⊗
  2020-09-30 |                                                 | -0.22B ⊗⊗
  2020-12-31 |                                                     |  0.83B
  2021-03-31 |                                                     |  2.32B ⊗
  2021-06-30 |                                                     |  1.67B ⊗
  2021-09-30 |                                         |  1.08B ⊗
  2021-12-31 |                                                     |  1.10B ⊗
  2022-03-31 |                                                     |  2.07B
  2022-06-30 |                                                     |  2.36B
  2022-09-30 |                                          |  2.11B
  2022-12-31 |                                                     |  1.56B
  2023-03-31 |                                                     |  2.11B
  2023-06-30 |                                                     |  2.32B
  2023-09-30 |                              |  1.40B
  2023-12-31 |                                                     |  1.87B
  2024-03-31 |                                                     |  2.23B
  2024-06-30 |                                                     |  2.27B
  2024-09-30 |                                           |  1.21B
  2024-12-31 |                                                     |  1.53B
  2025-03-31 |                                                     |  2.24B
  2025-06-30 |                                                     | 2.60B
  2025-09-30 |                                  |  2.15B

               |                         |                         |                         |                         |
               -2.60B                    -1.30B                     0.00B                     1.30B                     2.60B

FCF-q

Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]
Using alias: capex -> capitalExpenditures [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   23/23 dates (100%)
  ✅ capitalExpenditures                 23/23 dates (100%)

Plot for OSCR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               -1.15B                    -0.57B                     0.00B                     0.57B                     1.15B
               |                         |                         |                         |                         |

  2020-03-31 |                                                     |  0.11B
  2020-06-30 |                                                     |  0.25B
  2020-09-30 |                                           |  -0.22B
  2020-12-31 |                                                     |  0.09B
  2021-03-31 |                                                     |  0.32B
  2021-06-30 |                                                     |  0.06B
  2021-09-30 |                          |  -0.59B
  2021-12-31 |                                                     |  0.03B
  2022-03-31 |                                                     |  0.56B
  2022-06-30 |                                                     |  0.21B
  2022-09-30 |                            |  -0.55B
  2022-12-31 |                                                     |  0.15B
  2023-03-31 |                                                     |  0.41B
  2023-06-30 |                                                     |  0.17B
  2023-09-30 | |  -1.15B
  2023-12-31 |                                                     |  0.30B
  2024-03-31 |                                                     |  0.63B
  2024-06-30 |                                                     |  0.50B
  2024-09-30 |                              |  -0.50B
  2024-12-31 |                                                     |  0.35B
  2025-03-31 |                                                     |  0.88B
  2025-06-30 |                                                     |  0.51B
  2025-09-30 |         |  -0.96B

               |                         |                         |                         |                         |
               -1.15B                    -0.57B                     0.00B                     0.57B                     1.15B

Assets-q

Using alias: assets -> totalAssets [quarterly] [balance]
Using alias: liabil -> totalLiabilities [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ⚠️  totalAssets                         20/23 dates (87%)
  ⚠️  totalLiabilities                    20/23 dates (87%)
  ⚠️  totalShareholderEquity              21/23 dates (91%)

Plot for OSCR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               -6.38B                    -3.19B                     0.00B                     3.19B                     6.38B
               |                         |                         |                         |                         |

  2020-03-31 |                                                     |  0.35B ⊗⊗
  2020-12-31 |                                          |  3.57B
  2021-03-31 |                                                     |  3.59B
  2021-06-30 |                                                     |  3.71B
  2021-09-30 |                                                     |  3.17B
  2021-12-31 |                                                     |  3.32B
  2022-03-31 |                                                     |  4.35B
  2022-06-30 |                                                     |  4.75B
  2022-09-30 |                                                     |  4.31B
  2022-12-31 |                                                     |  4.53B
  2023-03-31 |                                                     |  4.48B
  2023-06-30 |                                                     |  4.56B
  2023-09-30 |                                                     |  3.35B
  2023-12-31 |                                                     |  3.60B
  2024-03-31 |                                                     |  4.42B
  2024-06-30 |                                                     |  5.01B
  2024-09-30 |                                                     |  4.48B
  2024-12-31 |                                                     |  4.84B
  2025-03-31 |                                                     |  5.84B
  2025-06-30 |                                                     | 6.38B
  2025-09-30 |                                                     |  5.75B

               |                         |                         |                         |                         |
               -6.38B                    -3.19B                     0.00B                     3.19B                     6.38B

Buffet-q

Using alias: income -> netIncome [quarterly] [income]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           23/23 dates (100%)
  ⚠️  shortLongTermDebtTotal              16/23 dates (70%)
  ⚠️  totalShareholderEquity              21/23 dates (91%)

Plot for OSCR (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               -1.79B                    -0.89B                     0.00B                     0.89B                     1.79B
               |                         |                         |                         |                         |

  2020-03-31 |                                                  |  0.35B ⊗
  2020-06-30 |                                                    | -0.04B ⊗⊗
  2020-09-30 |                                                   | -0.08B ⊗⊗
  2020-12-31 |               |  -1.30B
  2021-03-31 |                                                  | 1.79B ⊗
  2021-06-30 |                                                   |  1.73B ⊗
  2021-09-30 |                                               |  1.55B ⊗
  2021-12-31 |                                               |  1.39B ⊗
  2022-03-31 |                                                   |  1.33B
  2022-06-30 |                                                  |  1.25B
  2022-09-30 |                                               |  1.08B
  2022-12-31 |                                              |  0.89B
  2023-03-31 |                                                    |  0.93B
  2023-06-30 |                                                    |  0.95B
  2023-09-30 |                                                   |  0.92B
  2023-12-31 |                                                 |  0.80B
  2024-03-31 |                                                     |  1.03B
  2024-06-30 |                                                     |  1.14B
  2024-09-30 |                                                   |  1.16B
  2024-12-31 |                                                 |  1.01B
  2025-03-31 |                                                     |  1.33B
  2025-06-30 |                                              |  1.16B
  2025-09-30 |                                                 |  1.02B

               |                         |                         |                         |                         |
               -1.79B                    -0.89B                     0.00B                     0.89B                     1.79B

Price History

Volume

Advanced Chart