PYPL

Updated: Mar 12, 2026 11:30 AM

PayPal Holdings Inc

Market Cap: $49.99B P/S: 6x Ownership — Insider: 0.1% | Institutional: 81.5% | Retail: 18.4% FINANCIAL SERVICES CREDIT SERVICES

PayPal Holdings, Inc. is a leading global technology platform transforming digital and mobile payment solutions for both consumers and merchants. Recognized for its robust security measures and innovative approach, PayPal offers a comprehensive suite of services, from peer-to-peer transfers to advanced e-commerce payment processing. With a substantial and expanding user base, the company is strategically positioned to leverage the increasing demand for fintech innovations, while continuously enhancing its products and maintaining a strong focus on customer security. This solidifies PayPal's pivotal role in the ever-evolving financial technology landscape.

Revenue

Revenue, Profit & Income — explained by Jerry the Goat Farmer
Total RevenueEvery single dollar that wanders onto Jerry's farm. Cheese sales, milk money, goat yoga memberships, and that one weird guy who pays $50 to just watch the goats. Jerry doesn't ask questions.
Gross ProfitThe money left after feeding the goats but before reality sets in. Jerry feels rich for exactly 11 minutes.
Net IncomeWhat Jerry actually gets to keep after the Jerrynment, cousin Larry, the feed store, and his ex-wife's lawyer all take their cut. This number is often... humbling.
Using alias: revenuea -> totalRevenue [annual] [income]
Using alias: profita -> grossProfit [annual] [income]
Using alias: incomea -> netIncome [annual] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        13/13 dates (100%)
  ✅ grossProfit                         13/13 dates (100%)
  ✅ netIncome                           13/13 dates (100%)

Plot for PYPL (in B)
  reports: annualReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               0.00B                     7.95B                    15.90B                    23.85B                    31.80B
               |                         |                         |                         |                         |

  2012-12-31 |  5.66B
  2013-12-31 |  6.73B
  2014-12-31 |  8.03B
  2015-12-31 |  9.25B
  2016-12-31 |  10.84B
  2017-12-31 |  13.09B
  2018-12-31 |  15.45B
  2019-12-31 |  17.77B
  2020-12-31 |  21.45B
  2021-12-31 |  25.37B
  2022-12-31 |  27.52B
  2023-12-31 |  29.77B
  2024-12-31 |  31.80B

               |                         |                         |                         |                         |
               0.00B                     7.95B                    15.90B                    23.85B                    31.80B

Costs

Operating Costs — explained by Jerry the Goat Farmer
Cost of Goods & Services SoldThe unglamorous stuff: hay, feed, vet bills for when Sergio the goat eats another iPhone. These goats don't feed themselves, and they definitely don't apologize.
Selling, General & AdministrativeThe "CHEESE HAPPENS" billboard on the highway, the accountant (cousin Larry, who definitely cheated in Monopoly as a kid), office supplies, and the therapy Jerry needs after dealing with cousin Larry.
Research & DevelopmentJerry's experimental ghost pepper goat cheese that made three customers cry. Also the goat treadmill. The goats refuse to use the goat treadmill.
Using alias: rnda -> researchAndDevelopment [annual] [income]
Using alias: sgaa -> sellingGeneralAndAdministrative [annual] [income]
Using alias: cogsa -> costofGoodsAndServicesSold [annual] [income]


Data Completeness:
------------------------------------------------------------
  ✅ researchAndDevelopment              13/13 dates (100%)
  ✅ sellingGeneralAndAdministrative     13/13 dates (100%)
  ✅ costofGoodsAndServicesSold          13/13 dates (100%)

Plot for PYPL (in B)
  reports: annualReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00B                     4.28B                     8.57B                    12.85B                    17.14B
               |                         |                         |                         |                         |

  2012-12-31 |  1.88B
  2013-12-31 |  2.34B
  2014-12-31 |  2.82B
  2015-12-31 |  3.42B
  2016-12-31 |  4.43B
  2017-12-31 |  5.43B
  2018-12-31 |  6.86B
  2019-12-31 |  8.17B
  2020-12-31 |  9.68B
  2021-12-31 |  11.38B
  2022-12-31 |  13.74B
  2023-12-31 |  16.07B
  2024-12-31 |  17.14B

               |                         |                         |                         |                         |
               0.00B                     4.28B                     8.57B                    12.85B                    17.14B

Cash

Cash, Debt & Cash Flow — explained by Jerry the Goat Farmer
Cash & Short-Term InvestmentsThe coffee can buried behind the barn, $47 in a savings account, and some cryptocurrency Jerry bought drunk in 2021. He's afraid to check on it.
Short/Long-Term DebtThe barn loan that'll follow Jerry to the grave (long-term) and the $200 he owes the feed store guy who's starting to give him looks (short-term).
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Using alias: casha -> cashAndShortTermInvestments [annual] [balance]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: paychecka -> operatingCashflow [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ⚠️  cashAndShortTermInvestments         12/13 dates (92%)
  ⚠️  shortLongTermDebtTotal              10/13 dates (77%)
  ✅ operatingCashflow                   13/13 dates (100%)

Plot for PYPL (in B)
  reports: annualReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               0.00B                     2.78B                     5.57B                     8.35B                    11.14B
               |                         |                         |                         |                         |

  2012-12-31 |  1.56B ⊗⊗
  2013-12-31 |  1.99B
  2014-12-31 |  2.22B
  2015-12-31 |  2.55B ⊗
  2016-12-31 |  3.16B ⊗
  2017-12-31 |  2.88B
  2018-12-31 |  7.58B
  2019-12-31 |  7.35B
  2020-12-31 |  9.72B
  2021-12-31 |  8.81B
  2022-12-31 |  11.14B
  2023-12-31 |  9.68B
  2024-12-31 |  9.88B

               |                         |                         |                         |                         |
               0.00B                     2.78B                     5.57B                     8.35B                    11.14B

FCF

Free Cash Flow — explained by Jerry the Goat Farmer
Operating Cash FlowReal cash moving in and out. Not "my customer promised to pay me" money. Actual dollars. Jerry has trust issues now.
Capital ExpendituresBig, expensive purchases Jerry justifies at 2am: the industrial milking machine, new fencing, and a hot tub "for the goats" that somehow only Jerry uses.
Using alias: paychecka -> operatingCashflow [annual] [cashflow]
Using alias: capexa -> capitalExpenditures [annual] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   13/13 dates (100%)
  ✅ capitalExpenditures                 13/13 dates (100%)

Plot for PYPL (in B)
  reports: annualReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               0.00B                     1.86B                     3.73B                     5.59B                     7.45B
               |                         |                         |                         |                         |

  2012-12-31 |  1.56B
  2013-12-31 |  1.99B
  2014-12-31 |  2.22B
  2015-12-31 |  2.55B
  2016-12-31 |  3.16B
  2017-12-31 |  2.53B
  2018-12-31 |  5.48B
  2019-12-31 |  4.56B
  2020-12-31 |  6.22B
  2021-12-31 |  5.80B
  2022-12-31 |  5.81B
  2023-12-31 |  4.84B
  2024-12-31 |  7.45B

               |                         |                         |                         |                         |
               0.00B                     1.86B                     3.73B                     5.59B                     7.45B

Assets

Assets, Liabilities & Equity — explained by Jerry the Goat Farmer
🐐 Assets = Liabilities + Equity

Translation: What Jerry owns = What Jerry owes + What's actually Jerry's

Or as Jerry mutters every April during tax season:
"Everything I have equals everything I owe plus whatever scraps are left for me, a humble goat man just trying to make cheese in this cruel world."
Total AssetsEverything Jerry owns: 12 acres of land, a barn that's "rustic" (rotting), 47 goats, Sergio (appraised at $800, priceless to Jerry), the cheese cave, and a 2004 Ford F-150 held together by duct tape and prayer.
Total LiabilitiesEverything Jerry owes: bank loans, the feed store tab, back taxes, and a moral debt to his neighbor for "borrowing" that tractor in 2019. They both know he's not returning it.
Total Shareholder EquityIf Jerry sold absolutely everything, paid off every debt, and finally returned that tractor... this is what he'd have left. His actual net worth. Some days it's a retirement fund. Other days it's "enough for a bus ticket and a fresh start."
Using alias: assetsa -> totalAssets [annual] [balance]
Using alias: liabila -> totalLiabilities [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ⚠️  totalAssets                         12/13 dates (92%)
  ⚠️  totalLiabilities                    12/13 dates (92%)
  ⚠️  totalShareholderEquity              12/13 dates (92%)

Plot for PYPL (in B)
  reports: annualReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               0.00B                    20.54B                    41.08B                    61.62B                    82.17B
               |                         |                         |                         |                         |

  2013-12-31 |  19.16B
  2014-12-31 |  21.92B
  2015-12-31 |  28.88B
  2016-12-31 |  33.10B
  2017-12-31 |  40.77B
  2018-12-31 |  43.33B
  2019-12-31 |  51.33B
  2020-12-31 |  70.38B
  2021-12-31 |  75.80B
  2022-12-31 |  78.72B
  2023-12-31 |  82.17B
  2024-12-31 |  81.61B

               |                         |                         |                         |                         |
               0.00B                    20.54B                    41.08B                    61.62B                    82.17B

Buffet

Using alias: incomea -> netIncome [annual] [income]
Using alias: debta -> shortLongTermDebtTotal [annual] [balance]
Using alias: equitya -> totalShareholderEquity [annual] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           13/13 dates (100%)
  ⚠️  shortLongTermDebtTotal              10/13 dates (77%)
  ⚠️  totalShareholderEquity              12/13 dates (92%)

Plot for PYPL (in B)
  reports: annualReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               0.00B                     5.43B                    10.86B                    16.30B                    21.73B
               |                         |                         |                         |                         |

  2012-12-31 |  0.78B ⊗⊗
  2013-12-31 |  7.39B
  2014-12-31 |  8.25B
  2015-12-31 |  13.76B ⊗
  2016-12-31 |  14.71B ⊗
  2017-12-31 |  15.99B
  2018-12-31 |  15.39B
  2019-12-31 |  16.89B
  2020-12-31 |  20.02B
  2021-12-31 |  21.73B
  2022-12-31 |  20.27B
  2023-12-31 |  21.05B
  2024-12-31 |  20.42B

               |                         |                         |                         |                         |
               0.00B                     5.43B                    10.86B                    16.30B                    21.73B

Revenue-q

Using alias: revenue -> totalRevenue [quarterly] [income]
Using alias: profit -> grossProfit [quarterly] [income]
Using alias: income -> netIncome [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ✅ totalRevenue                        25/25 dates (100%)
  ✅ grossProfit                         25/25 dates (100%)
  ✅ netIncome                           25/25 dates (100%)

Plot for PYPL (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalRevenue, grossProfit, netIncome

               -8.42B                    -4.21B                     0.00B                     4.21B                     8.42B
               |                         |                         |                         |                         |

  2019-09-30 |                                                     |  4.38B
  2019-12-31 |                                                     |  4.96B
  2020-03-31 |                                                     |  4.62B
  2020-06-30 |                                                     |  5.26B
  2020-09-30 |                                                     |  5.46B
  2020-12-31 |                                                     |  6.12B
  2021-03-31 |                                                     |  6.03B
  2021-06-30 |                                                     |  6.24B
  2021-09-30 |                                                     |  6.18B
  2021-12-31 |                                                     |  6.92B
  2022-03-31 |                                                     |  6.48B
  2022-06-30 |                                                   |  6.81B
  2022-09-30 |                                                     |  6.85B
  2022-12-31 |                                                     |  7.38B
  2023-03-31 |                                                     |  7.04B
  2023-06-30 |                                                     |  7.29B
  2023-09-30 |                                                     |  7.42B
  2023-12-31 |                                                     |  8.03B
  2024-03-31 |                                                     |  7.70B
  2024-06-30 |                                                     |  7.88B
  2024-09-30 |                                                     |  7.85B
  2024-12-31 |                                                     | 8.37B
  2025-03-31 |                                                     |  7.79B
  2025-06-30 |                                                     |  8.29B
  2025-09-30 |                                                     | 8.42B

               |                         |                         |                         |                         |
               -8.42B                    -4.21B                     0.00B                     4.21B                     8.42B

Costs-q

Using alias: rnd -> researchAndDevelopment [quarterly] [income]
Using alias: sga -> sellingGeneralAndAdministrative [quarterly] [income]
Using alias: cogs -> costofGoodsAndServicesSold [quarterly] [income]


Data Completeness:
------------------------------------------------------------
  ✅ researchAndDevelopment              25/25 dates (100%)
  ✅ sellingGeneralAndAdministrative     25/25 dates (100%)
  ✅ costofGoodsAndServicesSold          25/25 dates (100%)

Plot for PYPL (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: researchAndDevelopment, sellingGeneralAndAdministrative, costofGoodsAndServicesSold

               0.00B                     1.14B                     2.27B                     3.41B                     4.55B
               |                         |                         |                         |                         |

  2019-09-30 |  2.04B
  2019-12-31 |  2.29B
  2020-03-31 |  2.33B
  2020-06-30 |  2.28B
  2020-09-30 |  2.37B
  2020-12-31 |  2.70B
  2021-03-31 |  2.55B
  2021-06-30 |  2.69B
  2021-09-30 |  2.83B
  2021-12-31 |  3.30B
  2022-03-31 |  3.19B
  2022-06-30 |  3.49B
  2022-09-30 |  3.35B
  2022-12-31 |  3.71B
  2023-03-31 |  3.73B
  2023-06-30 |  3.94B
  2023-09-30 |  4.05B
  2023-12-31 |  4.35B
  2024-03-31 |  4.24B
  2024-06-30 |  4.28B
  2024-09-30 |  4.19B
  2024-12-31 |  4.43B
  2025-03-31 |  4.08B
  2025-06-30 |  4.44B
  2025-09-30 |  4.55B

               |                         |                         |                         |                         |
               0.00B                     1.14B                     2.27B                     3.41B                     4.55B

Cash-q

Using alias: cash -> cashAndShortTermInvestments [quarterly] [balance]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ cashAndShortTermInvestments         25/25 dates (100%)
  ✅ shortLongTermDebtTotal              25/25 dates (100%)
  ✅ operatingCashflow                   25/25 dates (100%)

Plot for PYPL (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: cashAndShortTermInvestments, shortLongTermDebtTotal, operatingCashflow

               -11.42B                   -5.71B                     0.00B                     5.71B                    11.42B
               |                         |                         |                         |                         |

  2019-09-30 |                                                     |  6.88B
  2019-12-31 |                                                     |  7.35B
  2020-03-31 |                                                     |  8.70B
  2020-06-30 |                                                     |  9.67B
  2020-09-30 |                                                     |  9.66B
  2020-12-31 |                                                     |  9.72B
  2021-03-31 |                                                     |  9.71B
  2021-06-30 |                                                     |  9.69B
  2021-09-30 |                                                     |  8.70B
  2021-12-31 |                                                     |  8.81B
  2022-03-31 |                                                     |  9.03B
  2022-06-30 |                                                     |  10.96B
  2022-09-30 |                                                     |  10.96B
  2022-12-31 |                                                     |  11.14B
  2023-03-31 |                                                     |  11.16B
  2023-06-30 |                                                    |  11.21B
  2023-09-30 |                                                     |  10.64B
  2023-12-31 |                                                     |  9.68B
  2024-03-31 |                                                     |  9.69B
  2024-06-30 |                                                     |  9.73B
  2024-09-30 |                                                     |  9.98B
  2024-12-31 |                                                     |  9.88B
  2025-03-31 |                                                     | 11.42B
  2025-06-30 |                                                     |  11.30B
  2025-09-30 |                                                     |  11.28B

               |                         |                         |                         |                         |
               -11.42B                   -5.71B                     0.00B                     5.71B                    11.42B

FCF-q

Using alias: paycheck -> operatingCashflow [quarterly] [cashflow]
Using alias: capex -> capitalExpenditures [quarterly] [cashflow]


Data Completeness:
------------------------------------------------------------
  ✅ operatingCashflow                   25/25 dates (100%)
  ✅ capitalExpenditures                 25/25 dates (100%)

Plot for PYPL (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: operatingCashflow, capitalExpenditures

               -2.61B                    -1.31B                     0.00B                     1.31B                     2.61B
               |                         |                         |                         |                         |

  2019-09-30 |                                                     |  1.10B
  2019-12-31 |                                                     |  1.26B
  2020-03-31 |                                                     |  1.42B
  2020-06-30 |                                                     |  1.77B
  2020-09-30 |                                                     |  1.31B
  2020-12-31 |                                                     |  1.25B
  2021-03-31 |                                                     |  1.76B
  2021-06-30 |                                                     |  1.31B
  2021-09-30 |                                                     |  1.51B
  2021-12-31 |                                                     |  1.76B
  2022-03-31 |                                                     |  1.22B
  2022-06-30 |                                                     |  1.25B
  2022-09-30 |                                                     |  1.75B
  2022-12-31 |                                                     |  1.16B
  2023-03-31 |                                                     |  1.17B
  2023-06-30 |                                                 |  -0.20B
  2023-09-30 |                                                     |  1.26B
  2023-12-31 |                                                     | 2.61B
  2024-03-31 |                                                     |  1.92B
  2024-06-30 |                                                     |  1.52B
  2024-09-30 |                                                     |  1.61B
  2024-12-31 |                                                     |  2.39B
  2025-03-31 |                                                     |  1.16B
  2025-06-30 |                                                     |  0.90B
  2025-09-30 |                                                     |  1.97B

               |                         |                         |                         |                         |
               -2.61B                    -1.31B                     0.00B                     1.31B                     2.61B

Assets-q

Using alias: assets -> totalAssets [quarterly] [balance]
Using alias: liabil -> totalLiabilities [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ totalAssets                         25/25 dates (100%)
  ✅ totalLiabilities                    25/25 dates (100%)
  ✅ totalShareholderEquity              25/25 dates (100%)

Plot for PYPL (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: totalAssets, totalLiabilities, totalShareholderEquity

               0.00B                    21.00B                    42.01B                    63.01B                    84.02B
               |                         |                         |                         |                         |

  2019-09-30 |  50.22B
  2019-12-31 |  51.33B
  2020-03-31 |  54.27B
  2020-06-30 |  63.17B
  2020-09-30 |  65.58B
  2020-12-31 |  70.38B
  2021-03-31 |  72.52B
  2021-06-30 |  73.82B
  2021-09-30 |  74.53B
  2021-12-31 |  75.80B
  2022-03-31 |  75.81B
  2022-06-30 |  77.81B
  2022-09-30 |  76.44B
  2022-12-31 |  78.72B
  2023-03-31 |  77.19B
  2023-06-30 |  74.58B
  2023-09-30 |  76.44B
  2023-12-31 |  82.17B
  2024-03-31 |  83.35B
  2024-06-30 |  84.02B
  2024-09-30 |  83.51B
  2024-12-31 |  81.61B
  2025-03-31 |  81.27B
  2025-06-30 |  79.78B
  2025-09-30 |  79.80B

               |                         |                         |                         |                         |
               0.00B                    21.00B                    42.01B                    63.01B                    84.02B

Buffet-q

Using alias: income -> netIncome [quarterly] [income]
Using alias: debt -> shortLongTermDebtTotal [quarterly] [balance]
Using alias: equity -> totalShareholderEquity [quarterly] [balance]


Data Completeness:
------------------------------------------------------------
  ✅ netIncome                           25/25 dates (100%)
  ✅ shortLongTermDebtTotal              25/25 dates (100%)
  ✅ totalShareholderEquity              25/25 dates (100%)

Plot for PYPL (in B)
  reports: quarterlyReports
  showing last 25 entries
  Legend: netIncome, shortLongTermDebtTotal, totalShareholderEquity

               -22.09B                   -11.04B                    0.00B                    11.04B                    22.09B
               |                         |                         |                         |                         |

  2019-09-30 |                                                     |  16.48B
  2019-12-31 |                                                     |  16.89B
  2020-03-31 |                                                     |  15.97B
  2020-06-30 |                                                     |  17.64B
  2020-09-30 |                                                     |  18.48B
  2020-12-31 |                                                     |  20.02B
  2021-03-31 |                                                     |  19.44B
  2021-06-30 |                                                     |  20.91B
  2021-09-30 |                                                     | 22.09B
  2021-12-31 |                                                     |  21.73B
  2022-03-31 |                                                     |  20.60B
  2022-06-30 |                                                    |  19.77B
  2022-09-30 |                                                     |  20.26B
  2022-12-31 |                                                     |  20.27B
  2023-03-31 |                                                     |  19.86B
  2023-06-30 |                                                     |  19.66B
  2023-09-30 |                                                     |  19.74B
  2023-12-31 |                                                     |  21.05B
  2024-03-31 |                                                     |  20.70B
  2024-06-30 |                                                     |  20.62B
  2024-09-30 |                                                     |  20.17B
  2024-12-31 |                                                     |  20.42B
  2025-03-31 |                                                     |  20.25B
  2025-06-30 |                                                     |  20.20B
  2025-09-30 |                                                     |  20.20B

               |                         |                         |                         |                         |
               -22.09B                   -11.04B                    0.00B                    11.04B                    22.09B

Price History

Volume

Advanced Chart